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Security and Trust

No AI.
No profit from principal.
Profit not earned is never paid out.

AURUM is not an investment robot; it is a pooled stablecoin OTC desk. During each trading session on business days the desk executes several OTC trades and shares part of its margin with the pool. You are credited only from trades the desk actually records, and a business day cannot close unless the desk profit covers the investors’ share.

Six clear commitments

What we don’t do,
and what we do.

Trust is built on what can be verified, not on what is said. You can check every point below in your own dashboard and on the public trade log.

No AI

No bot, forecasting model or black-box algorithm trades for you. The desk executes real OTC trades, and your result is calculated from those recorded trades.

How a business day works →

No profit from principal

You are credited only from trades the desk actually records. A business day can only close when the desk profit recorded that day covers the investors’ share. Paying earlier investors with new deposits is technically impossible.

The coverage rule →

No hidden fees

There is one fee: the taker fee of 0.15% of principal, charged at the day’s close once or twice depending on your tier. Network commission is shown line by line. Every deduction appears in your history.

System rules →

Real OTC trades

The desk sells USDT/USDC for fiat to buyers who need size. After each trade it opens a taker position. The time of every trade and every taker position is listed on the public trade log.

Trade log →

A predictable calendar

The desk trades on business days only. There is no trading and no result on days without a trading session or on public holidays. There is no promise of “24/7 non-stop earnings”.

Business-day calendar →

Everything you need to check

Your own volume, every trade, every taker fee and your full history are in your dashboard. The public trade log shows every session’s trade and taker times, without amounts.

Trade log →
A 40-second explainer

How does the desk earn, and how does the profit reach you?

From an OTC trade and the taker position that follows it, through the daily credit to your package, to the monthly statement and the quarterly release. Click a chapter to jump to any step.

  • Profit comes from the desk’s margin on real OTC trades
  • Your share per trade: volume × tier rate
  • Desk profit must cover the investors’ share (system rule)
  • Monthly statement, quarterly release
Step by step

How does a business day work?

You never trade; the desk works on behalf of the pool. Every business day follows the same steps, and the outcome of each step is recorded.

01

The session opens

The daily trading session starts. Your dashboard shows a countdown to the session close.

02

Several OTC trades per session

The desk sells USDT/USDC for fiat to buyers who need size and earns a margin on each trade. After each trade it opens a taker (reverse) position. The reverse trade earns users nothing.

OTC tradeTaker positionDesk margin
03

Close: the coverage check

At the close the system compares the desk profit recorded that day with the investors’ share. The day can only close when the desk profit covers it.

04

The daily credit

Your result = number of trades × your trading volume × your tier rate − taker fees. It is credited to your package the same business day.

05

Month end: statement and network deduction

Your monthly statement shows trade profit − taker fees − network deductions = net. If you were invited, the commission for your upline is deducted from your profit here.

06

Quarter end: the release

At the end of March, June, September and December, the profit of the quarter’s third month becomes withdrawable. Months one and two are held and released with your principal at maturity.

The most important rule

Why can profit that was not earned never be paid out?

Schemes that promise fixed, high returns all collapse for the same reason: the promised payment is made even on a bad day, and the shortfall is covered from new investors’ principal. This can be sustained for a while — then everyone loses.

At AURUM this is technically prevented. Investors are credited only from trades the desk actually records. At the close, the system checks that the desk profit recorded that day covers the investors’ share. If it does not, the business day cannot be closed.

Schemes promising “fixed daily earnings”AURUM
Source of profitUnclear; often new investors’ moneyThe desk’s margin on recorded OTC trades
ResultFixed and guaranteed in advanceDepends on the trades executed; fewer trades, lower result
A bad dayStill paid → from principalThe day cannot close unless desk profit covers the investors’ share
Days without a session24/7 earningsNo trading, no result
RecordsNone, or unverifiableYour full history in your dashboard; trade times on the public trade log
Check it yourself

Every pool member sees the same trades at the same times; only the amounts are personal. Compare the trade times on the public trade log with the trades in your dashboard.

Custody

Where are your funds held?

You deposit USDT (TRC20 or ERC20), USDC (ERC20) or BTC. BTC deposits arrive through BlockBee and are converted to USDT at the market price when credited. Your principal is locked in your package until maturity.

  • Deposits go to the company wallet addresses shown in your dashboard and are credited only after they have been checked on the blockchain.
  • Your record: your balance, your packages and every movement are booked in your personal account history.
  • Withdrawals are paid only in USDT or USDC, once per quarter, after approval.
System rules

Every rule that governs the desk

The values below are the rules the system actually enforces, read live from the server. There are no special rules or privileges for anyone.

Your locked principalYour share per tradeTaker fees per day
10,000 – 50,0000.04%1 × 0.15%
50,000 – 100,0000.05%1 × 0.15%
100,000 – 250,0000.075%2 × 0.15%
250,000 – 500,0000.085%2 × 0.15%
500,000 – 1,000,0000.095%2 × 0.15%
1,000,000 and above0.11%2 × 0.15%
The profit formula (the same for everyone)

Your result on a business day = number of trades × your trading volume × your tier rate − taker fees. Example: on a 50,000 package at 0.04%, each trade earns 20; the taker fee of 0.15% (75) is charged once at the close. You can calculate your own result with the verification tool.

Account security

The layers that protect your account

Passwords never in plain text

Passwords are salted and hashed with scrypt before storage; no one, including staff, can see your password.

Approved withdrawals

Every withdrawal request passes through an approval queue; if a request is rejected, the amount is returned to your balance immediately.

Secure sessions

Session cookies are protected with HttpOnly and SameSite; browser scripts cannot access your session key.

Two-factor authentication

A second verification with an authenticator app at sign-in and on withdrawal.

Roadmap

Address whitelist

Withdrawals can only be made to addresses you have approved in advance.

Roadmap

Daily notification

Your daily result by email at each business-day close.

Roadmap
AURUM will never ask you for

Your password, your 2FA code, your recovery phrase, a transfer to a personal account, or an “extra payment for a higher tier”. Anyone asking for these is a scammer. Common scam types →

In all honesty

What do we not guarantee?

A secure platform is one that does not hide its risks. Make your decision knowing the following:

  • Results are not guaranteed. Your result depends on the trades the desk executes. Fewer trades mean a lower result, and on a day with no trades there is no result. Past results are not a commitment for the future.
  • Principal is locked until maturity. You cannot exit before the package term of 1, 2 or 3 years ends; do not commit money you may need.
  • Profit is released quarterly. Only the third month of each quarter becomes withdrawable at quarter end; months one and two are held until maturity.
  • There is stablecoin risk. The dollar peg of USDT and USDC depends on their issuers and may, however rarely, deviate.
  • Platform and regulatory risk. Technical failures, cyberattacks or changes in regulation may affect the service.
Full text

For details, read the Risk Disclosure and the Terms of Use.

Proof

Trade log

Every session’s trade and taker times — the same for everyone.

Open the trade log
Guide

OTC guide

What OTC is, how the desk works, the business-day calendar.

Read the guide
Support

Frequently asked questions

Every question about packages, tiers, withdrawals, the network and security.

Go to the FAQ